a scheming loan shark pushes a contract toward a desperate borrower while counting enormous stacks of cash. The borrower reluctantly reaches for the pen with trembling hands, clearly distressed by the situation. Behind the loan shark, charts show impossibly steep interest rate calculations and payment schedules. The borrower's empty wallet sits open on the desk while the loan shark's safe overflows with money. Other worried people wait in chairs behind them, looking anxious and defeated. the practice of lending money at unreasonably high rates of interest